Last year we grabbed this deal and signed up for a free Capital One Checking & Savings account, making us a free $200 in one month. We got all of our Christmas shopping done, and a few things for ourselves. We planned on closing the accounts once we spent the bonuses, but we liked Capital One so much that we closed our old Chase accounts. Check this out before 12/2 - it doesn't cost you anything, and the money can be accessed at most ATMs (search the ATM map - there are several close to us). My favorite is the app where you can snap a picture of a check and it deposits it for you! Get the deal here. I promise you that it's worth the 10 minutes to sign up!